I Was Hit by a Car on My Bike in Kentucky…Now What?


Just under 1,000 bicyclists are killed in accidents with motor vehicles each year, according to the Insurance Institute for Highway Safety. Thousands more are seriously injured.

In one year alone, the CDC determined that $10 billion in medical costs and lost earnings result from fatal and non-fatal bicycle accidents. Reckless and negligent driving puts cyclists around the country in danger and costs them significant amounts of money.

If you or a loved one is the victim of this circumstance, it can be devastating. That devastation can be compounded when the complex legal system and stingy insurance companies make it difficult for victims and their families to access their rightful compensation in order to pay costly hospital bills.

Knowing the laws and finding the right partners to help you navigate that system and fight the insurance companies can’t ease your pain and suffering, but it can help you protect your rights and recovery what you are owed.

Read on to learn what you need to know about your accident and how you can find that partner to get you through this difficult time.

Law and Liability

Liability laws and rules can vary from place to place and from incident to incident. These laws may work for or against you as you seek to protect your rights after an accident. At Spivak and Sakellariou, our attorneys have decades of experience with personal injury cases and can help you navigate these unclear waters.

If you were injured in Kentucky, we can help you. Call us for a free consultation to get the guidance you need. Here is an overview of the relevant laws to help you understand your footing. When you call, we will walk you through how they apply to your case.

Kentucky Bicycle Laws

Kentucky defines bicycles as vehicles by law. This grants cyclists the rights to use Kentucky roadways and demands that they follow traffic laws and posted signs just as other vehicles must, as well. This includes the right-of-way laws at all intersections.

In addition to some laws setting regulations for bicycle equipment such as deflectors, handlebars, and brakes, there are a few other requirements for both bicycles and cyclists as they share the roads with motor vehicles.

  • Cyclists must stay to the right side of the road when no lanes are striped.
  • Cyclists must stay on the shoulder of any highway and use bike lanes wherever present.
  • Cyclists must give hand signals at 100 feet prior to turning.
  • Cyclists must not grab or attach themselves to any other vehicles on the road.
  • Cyclists must make an audible warning when passing pedestrians or other cyclists.
  • Cyclists must wear reflectors or red lights visible from 500 feet when riding in the dark.

Fault in Kentucky

Kentucky is one of a handful of states in the country that use a pure comparative fault system for any claim of negligence. That means that a person can have the right compensation even if he is at fault.

The amount of that compensation, though, depends on the level of fault. If you went to trial and were awarded a $100,000 claim, you may not get all $100,000 of it depending on your level of fault. If you’re found 25% at fault for the accident, you would be able to collect only 75% of the reward, or $75,000.

Even if you are found to be 90% at fault, you can collect 10% of that reward,

This means that if you are injured in an accident, it may be worth pursuing a claim even if you may be found at fault. That also means that proving the degree of fault becomes important in cases like yours.

How We Can Help

When you call our office, you’ll get a free consultation. During that conversation, we’ll review the facts of your case, get to know you and your family, and determine how we can best help you get what you are owed. Every case is different, just as every family is different. We will tailor a service that best matches your needs, your goals, and your unique circumstances.

When you make a personal injury claim, there are two likely routes your case will go down.

Your Claim

Many of these types of cases are settled out of court with insurance companies. Those that aren’t, go to court. Not only are the partners at Spivak and Sakelleriou skilled and experienced negotiators, but we are also trial lawyers with decades of experience between us.

You can feel confident with us either in the conference room or the courthouse. Our approach is simple, we take the time to listen to every client’s unique needs. We believe that individual attention and deep empathy help empower us to get the best results for everyone that walks through our doors.

We understand that nobody wants to be in your position. It can be a very difficult time. Our goal is to help you navigate those unpleasant waters to help you get what you deserve and move on with your life without the unfair financial burdens that can make it difficult to do that.

Insurance Settlement

Insurance companies and adjusters are masters at negotiation. It pays for them to pay out as little as possible and they spend a lot of time and money ensuring that they are positioned to do just that.

Compensation in these cases often depends on the amount of fault that is ascribed to each involved party. An insurance company will try to argue that the percentage of fault falling on your shoulders is as high as possible to lower the amount they owe. Without a deep understanding of how the law defines fault, it can be difficult to argue those numbers.

When you negotiate a settlement with these professionals, it is important that you bring a professional of your own. That is where we come in. Our attorneys have been solely focused on personal injury cases like yours since our firm was founded. We’ve negotiated hundreds of settlements for our clients and have a proven track record of results and satisfied clients.

Don’t Wait to Get Help

The sooner you call us to talk about your accident, the better. Insurance companies have a playbook of dirty tricks they can employ to keep you from receiving the compensation you deserve. If you don’t know what’s coming, you can’t protect yourself, your family, or your rights.

As soon as you’ve been treated for the injuries you may have sustained in your accident, give us a call before it’s too late.