If you’ve been hit by a car while walking, you may wonder: Does my auto insurance cover me as a pedestrian? In many cases, the answer is yes.
Auto insurance doesn’t just protect you while driving — it can also provide coverage if you’re injured as a pedestrian. Depending on your policy, personal injury protection (PIP) or medical payments coverage may help pay for medical bills, even if you weren’t behind the wheel. If the driver who hit you was uninsured or underinsured, your own uninsured motorist coverage may also apply.
Insurance laws in Ohio can be complicated. The at-fault driver’s policy should cover your damages, but insurers often dispute liability or try to minimize payouts. That’s why it’s important to talk with an experienced pedestrian accident lawyer who understands how to handle these claims.
At Spivak & Sakellariou, we help injured pedestrians navigate insurance claims and fight for the compensation they deserve. Whether your injuries occurred in a crosswalk, parking lot, or roadside, we’ll make sure you understand your options and your rights under Ohio law.
Call or text us today at 513-532-2201 to speak with a Cincinnati personal injury lawyer about your pedestrian accident case.
