How Much Will My Insurance Go Up After an Accident?

It’s one of the first questions drivers ask after a crash: how much will my insurance go up after an accident? The answer depends on several factors — including who was at fault, the severity of the damage, and whether anyone was injured.

If you’re found at fault in a car accident, your insurance rates may rise anywhere from 20% to 50% or more. Even if you weren’t at fault, filing car accident claims can sometimes trigger a review of your policy. And if you were injured and plan to file a personal injury claim, your attorney can help ensure that insurance companies don’t unfairly penalize you while your case is pending.

Insurance companies often prioritize their bottom line — not your recovery. That’s why it’s important to speak with an experienced Cincinnati personal injury lawyer before agreeing to any settlement or claim adjustment. A lawyer can review your coverage, negotiate on your behalf, and help minimize the financial impact after a crash.

At Spivak & Sakellariou, we’ve helped countless clients understand their policies and fight unfair rate hikes after an accident. Whether your accident led to vehicle damage, injuries, or a disputed fault claim, we’ll guide you through your options to protect both your rights and your finances.

Call or text us today at 513-532-2201 to speak directly with a Cincinnati personal injury attorney and get the help you need after a car accident. We’re also licensed in Kentucky, Pennsylvania and West Virginia

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