It’s hard to recover from an accident when you are worrying about how to negotiate medical bills. Whether the bills are just starting to pile up or a collection agency is at the door, help is available. In this article we’ll look at how getting legal help with medical bills can assist you financially, physically, and mentally.
Understanding Medical Bill Negotiation
As you work to regain your health after an accident you may also find yourself with a growing set of medical bills. Follow up visits, therapy, surgeries, rehabilitation, medication – these all come at a cost. The stress of those bills can grow especially if you are unable to work during your recovery.
Medical providers and insurers will take whatever steps they can to ensure they receive their payments. This could include:
- Working with a collections agency
- Taking you to court
- Subrogation
To avoid these options, you may be able to negotiate the medical bills to pay less in total and to make set payments over a period of time. To do that you may want to get the help of a personal injury attorney who can assist with medical bill disputes.
Frequently Asked Questions About How To Negotiate Medical Bills
Can a lawyer reduce your medical bills?
The right attorney can help you negotiate your medical bills with the insurance company and your medical providers to get the best care possible. At Spivak and Sakellariou, we’ve helped our clients negotiate millions of dollars in medical debt. Call us to see if we can help you do the same.
How do personal injury attorneys negotiate hospital bills?
First your lawyer will review your bills to understand the charges and ensure that they are valid. They will then contact your medical provider or insurance company.
In their discussions, your lawyer will work to ensure that the providers understand your current situation regarding your injuries and recovery plan.
Once everyone is on “common ground,” your legal team can begin to negotiate payment options that protect your financial well-being.
Is there a personal injury attorney who can assist with medical bill negotiation near me?
A quick Internet search will show hundreds of lawyers claiming they can help you with your medical bills. You’ll want to choose one that you can trust, and who can produce results.
What should I look for in a trustworthy attorney who can help me with medical bill disputes?
Look for a personal injury attorney with the following:
- Medical bill negotiation experience. Have they handled medical bill reduction cases before?
- Do they know the laws around medical debt in your state?
- What is their fee structure? Are they paid regardless of your outcome?
- What is their success rate?
- Where are they licensed to practice?
The team at Spivak and Sakellariou has a strong track record of success in negotiating medical bills in:
- Kentucky
- Ohio
- Pennsylvania
- West Virginia
The lawyers at Spivak and Sakellariou understand the complexities of medical billing and the stress of accident recovery. They will approach your case with compassion and care because they understand the difference this negotiation can make to your life.
The Process of How To Negotiate Medical Bills
- When you contact a lawyer, like the ones at Spivak and Sakellariou, they will first want to know your story.
- What happened in your accident?
- Is there a police report?
- What is your current work situation?
- What medical care have you been receiving?
- What is your long-term care plan?
- They will want copies of all receipts for medical care, relevant treatment plan documentation, insurance EOBs (explanations of benefits), and other related details. They will review them to look for:
- duplicate charges
- costs for services you didn’t receive
- billing inflation
- unnecessary fees
- With the information that is uncovered, you and your legal team can look at all available legal options that might be used to lower the costs you owe.
- Your lawyers will then contact your medical providers or respond to a subrogation letter from your insurance company. This will be the true start of the negotiation process.
Maximizing Your Settlement
If you’ve had an accident and are seeking a settlement, having legal assistance with medical bill negotiation can help maximize your options. A lawyer can work with you to fight medical liens and subrogation efforts. This allows you the maximum benefit of your settlement while medical bill negotiations continue.
Negotiating medical bills and managing your personal injury settlement can be complex and stressful. Having the assistance of a medical bill dispute attorney can help you navigate the system on the way to a positive outcome.
Negotiate Medical Bills with Spivak and Sakellariou at Your Side
When an accident happens, your entire life can be upended. But you don’t have to put your life back together on your own. Their legal team is here to help. Through strong negotiation efforts they have helped clients save millions of dollars in medical bills. And they may be able to do the same for you.
Contact Spivak and Sakellariou, your personal injury lawyers today to learn how they can help you negotiate medical bills and reclaim your financial future.
